Privacy Policy
PRIVACY POLICY
OUR COMMITMENT
AB Global Wealth collects and generates various data points about you. Data by which you are identified is termed as “Personal Data”. Personal Data does not mean information that is freely available or accessible in the public domain.
Your Privacy is of utmost importance to AB Global Wealth and the protection of your Personal Data is a key commitment for AB Global Wealth.
AB Global Wealth is governed by the provisions of applicable laws in India including the Information Technology Act 2000 and the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011 to maintain the privacy of your Personal Data.
AB Global Wealth is a Mutual Fund Distributor registered with AMFI, trading member and depository participant and is also engaged in providing other financial and related services.
INFORMATION COLLECTED BY AB Global Wealth
Personal Data that AB Global Wealth may collect from you includes, but are not limited to, the following:
Personal details (e.g. name, contact details including, residential address, date of birth,documents such as identity card/passport details / Aadhaar details / PAN / Voter ID/driving licence, and/or education details) provided by you to AB Global Wealth to avail various services from AB Global Wealth;
Financial details (e.g. income, expenses, and/or credit history) needed as part of the request for some of AB Global Wealth’s products/services;
Images/videos of documents/photos required to avail any of our products/services;
Voice recordings of conversations with AB Global Wealth’s customer care agent by you to address your queries/grievances;
Specimen signature(s) or consent for the processing your request
USAGE OF YOUR PERSONAL DATA
Subject to applicable laws, AB Global Wealth may use your Personal Data in its business operations to perform, among other actions, the following:
To check and process your requests submitted to AB Global Wealth for products/services and/or instructions or requests received from you in respect of these products/services;
To share with you, updates on changes to the products/services and their terms and conditions;
To take up or investigate any complaints/claims/disputes;
To respond to your queries or feedback submitted by you;
To verify your identity to provide products/services to you;
To monitor and review services from time to time;
To undertake financial/regulatory / management reporting, and create and maintain various risk management models;
For conducting audits and for record-keeping purposes;
For selective offers and promotions.
AB Global Wealth also uses your Personal Data to fulfil the requirements of applicable laws/regulations and/or court orders / regulatory directives received by AB Global Wealth.
OTHER WEBSITES
The Website and its associate/group sites contain links to other websites. AB Global Wealth is not responsible for the privacy practices or the content of such websites.
SHARING OF DATA
AB Global Wealth may share any Personal Data with the following parties, in connection with and as may be necessary for the conduct of AB Global Wealth’s business/operations:
Authorised external third parties/intermediaries or any other service provider who are involved in transaction processing, dispatches, printing/marketing, unless specifically written to AB Global Wealth to refrain from sharing such information with such parties;
Any regulatory/administrative/legislative authority and/or with the AB Global Wealth for compliance with any legal, statutory or regulatory requirements for complying applicable laws for the time being in force and/or for the purpose of data storage.
AB Global Wealth shares such aforesaid information to the aforesaid service providers under strict confidentiality and only on a 'need to know basis' and for the purposes of lawful functioning of AB Global Wealth’s business/operations.
Notwithstanding anything contained, AB Global Wealth shall not be responsible/liable, either directly or indirectly, for the authenticity/accuracy of the personal/financial information or any other data/information submitted by you and/or for its misuse, not attributable to the acts of AB Global Wealth, at any time and in any manner whatsoever. In case you feel that any information/data provided by you is inaccurate/deficient or requires updation, then you shall ensure to correct/amend such information/data as soon as possible by getting in touch with AB Global Wealth. AB Global Wealth will at all times endeavour to resolve any investor grievances promptly
REASONABLE SECURITY PRACTICES AND PROCEDURES
AB Global Wealth takes various steps and measures to protect the security of your Personal Data from misuse, loss, unauthorised access, modification or disclosure.
We at abglobalwealth.com hereby acknowledge and accept that we use the Secure Socket Layer (SSL), which is one of the best available technology to ensure that the information transmitted between you and us across the Internet is safe and cannot be accessed by any outsider.
To ensure security of access to the personal information and transaction details, the access to the secured zone of our website is restricted by the unique login ID and Password selected by you. You should be very careful in handling the ID and password and you should ensure that you do not reveal it to anybody, nor do you keep it in writing. You should keep changing your password periodically. As a matter of precaution, we always give the details of your last login each time you log on to our site. In case you feel that the detail is not matching with your last login profile, it should give you an indication that somebody has been able to crack your login and password and is having unauthorised access to your details. In such circumstance, you should immediately change the password and also inform us about it.
You should ensure that each time you leave your terminal you log yourself out. This prevents someone else from accessing your account if you leave your computer and your session has not “timed out”
- Website Visitors
Like most website operators, AB Global Wealth collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. AB Global Wealth's purpose in collecting non-personally identifying information is to better understand how AB Global Wealth's visitors use its website. From time to time, AB Global Wealth may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
AB Global Wealth also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on our website blog posts. AB Global Wealth only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.
- Gathering of Personally-Identifying Information
Certain visitors to AB Global Wealth's websites choose to interact with AB Global Wealth in ways that require AB Global Wealth to gather personally-identifying information. The amount and type of information that AB Global Wealth gathers depend on the nature of the interaction. For example, we ask visitors who sign up for a blog at our website to provide a username and email address.
- Collection and processing of personal data
All your personal data, specifically your email address, your name, your residential address, and your date of birth, are collected by us only when you provide this to us, for example, in performing a contract, processing an order, in the context of a competition, providing informational material or a survey, as well as registering for newsletters. Visitors can, of course, choose not to provide any data in order to use the website anonymously, but must then be aware that some functions may in certain circumstances only be available to a limited extent. We recognize and respect the importance of the responsible use of the data collected from visitors and customers.
AB Global Wealth recognizes and respects the importance of the responsible use of the data collected from visitors and customers. AB Global Wealth will not use this data to contact you and inform you of product news, services and offers without your permission.
- Security
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
- Advertisements
Ads appearing on our website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by AB Global Wealth and does not cover the use of cookies by any advertisers.
- AB Global Wealth website uses Google AdWords for remarketing
AB Global Wealth website uses the remarketing services to advertise on third party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven't completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone's past visits. Of course, any data collected will be used in accordance with our own privacy policy and Google's privacy policy.
You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt-out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.
- Aggregated Statistics
AB Global Wealth may collect statistics about the behaviour of visitors to its website. AB Global Wealth may display this information publicly or provide it to others. However, AB Global Wealth does not disclose your personally-identifying information.
- Affiliate Disclosure
This site uses affiliate links and does earn a commission from certain links. This does not affect your purchases or the price you may pay.
- Cookies
To enrich and perfect your online experience, AB Global Wealth uses "Cookies", similar technologies and services provided by others to display personalized content, appropriate advertising and store your preferences on your computer.
A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. AB Global Wealth uses cookies to help AB Global Wealth identify and track visitors, their usage of our website, and their website access preferences. AB Global Wealth visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using AB Global Wealth's websites, with the drawback that certain features of AB Global Wealth's websites may not function properly without the aid of cookies.
By continuing to navigate our website without changing your cookie settings, you hereby acknowledge and agree to AB Global Wealth's use of cookies.
Privacy Policy Changes
Although most changes are likely to be minor, AB Global Wealth may change its Privacy Policy from time to time, and in AB Global Wealth's sole discretion. AB Global Wealth encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change. AB Global Wealth reserves the right to modify sections of this Privacy Policy at any time without giving any prior notice.
NOTIFY US
If at any time you believe that AB Global Wealth or its users/members have not adhered to these principles, please notify AB Global Wealth by e-mail at info@abglobalwealth.com, and AB Global Wealth will use all commercially reasonable efforts to promptly determine and correct the problem.
